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exclusive off¬ers for personal customers “all-round privileges” promotion new funds summer delights   as your wealth management partner, bocom(hk) is dedicated to providing a comprehensive wealth management service and privilege to our customers.  during the promotion period, customers who sign up for bcombest services or bocom fortune services and bring in new funds can enjoy various superb privileges.   account opening and referral rewards privilege 1: wealth management services welcome rewards services 	requirement(s)	rewards bcombest services 	sign-up for bcombest services and maintain the designated amount of “monthly average aggregate daily credit balance”* between july and september 2021	up to hkd2,000 cash rewards  bocom fortune services	sign-up for bocom fortune services and maintain the designated amount of “monthly average aggregate daily credit balance”* between july and september 2021	hkd50 cash rewards *please refer to general terms and conditions 10  privilege 2: bcombest services referral rewards customers who successfully refer a new customer to sign up for bcombest services can enjoy hkd800 cash rewards.  privilege 3: remote account opening welcome rewards customers who submit account opening application through our remote account opening services and maintain deposit balance / conduct designated transactions with designated amount can enjoy up to hkd3,750 cash rewards.  new funds rewards privilege 4: “online delighted time deposit” privileges and double rewards bcombest services customers who set up “online delighted time deposit” with designated currencies, amounts and tenors via internet banking or mobile banking can enjoy exclusive preferential interest rates. besides, customers who successfully place a “online delighted time deposit” and bring in new funds# with designated amount at the designated phases can enjoy up to hkd14,984 cash rewards.  # new fund refers to net deposit growth amount of eligible new fund deposit rewards customers, which is calculated by minus the total deposit balance as of the calendar date before the start date of the designated phase from the total deposit balance as of the last calendar date of the designated phase. the balance of all accounts, including savings accounts, current accounts and time deposits accounts of hong kong dollar and foreign currencies (single or joint names account), will be counted towards the calculation of new fund.  privilege 5: investment funds - transfer-in rewards customers who transfer-in eligible investment funds into their investment funds accounts in the bank with designated accumulated market value can enjoy up to hkd5,000 cash rewards.  privilege 6: fx margin services privileges customers who deposit eligible securities, in physical scrip or via central clearing and settlement system (“ccass”), with designated market value via our branches can enjoy up to hkd5,000 cash rewards.  privilege 7: “securities x savings” rewards  designated securities customers of the bank who successfully register the promotion and reach monthly average savings deposit growth with designated amount within 3 months after the registration month (registration month is not counted) can enjoy up to hkd150 cash rewards and extra hkd50 cake shop voucher by meeting the requirements for online rewards.  privilege 8: securities services privileges new securities customers conduct buy trades of hk stocks via internet banking or mobile banking can enjoy up to hkd10,000 cash rebates on brokerage commission fee for the first 6 months.  privilege 9: investment services privileges services 	requirement(s)	rewards investment funds subscription	new investment funds customers who subscribe to investment funds with accumulated transaction amount at or below hkd100,000 equivalent via internet banking, mobile banking or our branches	subscription fee as low as 0% 	new investment funds customers who subscribe to investment funds with subsequent accumulated subscription amount^ of every hkd100,000 equivalent via internet banking or mobile banking	hkd300 subscription fee rebate (no limit) 	new investment funds customers who subscribe to investment funds with subsequent accumulated subscription amount^ of every hkd100,000 equivalent via our branches	hkd100 subscription fee rebate (no limit) 	new investment funds customers who subscribe to investment funds with subsequent accumulated subscription amount^ of the 1st hkd3,000,000 equivalent via mobile banking	extra hkd2,888 subscription fee rebate investment funds-regular investment plan	customers who successfully set up a regular investment plan via internet banking and continue to invest in and contribute to the plan for 6 months or above	subscription fee rebate for the first 3 months (up to hkd3,000) linked investment 	selected equity linked investments customers who subscribe to equity linked investments with accumulated transaction of every hkd100,000 equivalent via our branches	extra hkd100 interest rate rewards (no limit) 	customers who subscribe to deposit extra / digital cld or barrier cld with tenor of one or two weeks with accumulated transaction amount of every hkd200,000 equivalent via internet banking, mobile banking or our branches	 ^ applicable to accumulated transaction amount exceeds hkd100,000 or equivalent   privilege 10: cross-border mortgage loan rewards customers who drawdown the cross-border mortgage loan with specific drawdown amount before the specific period can enjoy up to hkd8,000 cash rebate.  remarks: investment involves risks. privileges and services are subject to relevant terms and conditions. some of the privileges are also applied for existing customers. please refer to the terms and conditions or contact the staff of the bank for details.  act now and bring in new funds!  to experience our comprehensive wealth management services and to enjoy an array of privileges  customer services hotline: 223 95559 terms and conditions:  1. the “bank” means bank of communications (hong kong) limited.  2. “promotion period” is from 1st april 2021 to 30th june 2021, both dates inclusive, unless specific mentioned. 3. this promotion is only applicable to selected personal customer(s) of retail banking of the bank.  4. bcombest services customers and bocom fortune services customers are subject to the relevant terms and conditions. please contact our staff for details of the relevant terms and conditions.  5. all rewards and privileges cannot be transferred, returned, redeemed for cash or exchanged for other products or rewards.  6. all offers and services are subject to their relevant terms and conditions. for details, please refer to or contact our staff.  7. the bank reserves the right to suspend or terminate the promotion and amend the relevant terms and conditions at any time without prior notice.  risk disclosure statements:  the above information is a general summary and for reference only, and it is neither a recommendation, an o er, nor a solicitation for any investment product or service. investors should note that all investment involves risks. prices of investment products may go up as well as down and may even become valueless. past performance is not an indication of future performance. investors should read carefully the offering documents and the relevant risk disclosure statement before making any investment decision. you should carefully consider whether any investment product or service mentioned herein is appropriate for you in view of your personal circumstances and should seek independent professional advice if necessary. currency linked deposit and equity linked investment are structured investment products involving derivatives. some investment funds may also involve derivatives. the investment decision is yours but you should not invest in the product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your fi¬nancial situation, investment experience and investment objectives. currency linked deposit is not principal protected and is not equivalent to and should not be treated as substitute for an ordinary time deposit; it is not protected deposit and is not protected by the deposit protection scheme in hong kong. the risk of loss in leveraged foreign exchange trading can be substantial. you may sustain losses in excess of your initial margin funds. placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit losses to the intended amounts. market conditions may make it impossible to execute such orders. you may be called upon at short notice to deposit additional margin funds. if the required funds are not provided within the prescribed time, your position may be liquidated. you will remain liable for any resulting de¬ficit in your account. you should therefore carefully consider whether such trading is suitable in light of your own ¬financial position and investment objectives. foreign currency investments are subject to exchange rate fluctuations which may involve risks. the fluctuation in the exchange rate of foreign currency may make a gain or loss in the event that customer converts the foreign currency into hong kong dollar or other foreign currencies. foreign currency rates of exchange may adversely affect the value, price or income of any security or related investment. investors are urged to consider the tax consequences before making an investment and should seek tax advice based on their particular circumstances from an independent tax professional. this document does not purport to identify all the risks that may be involved in the related investments. before making investment decision, investors should read and understand the offering documents of such products, including but not restricted on the risk disclosure statement and health warning. rmb is subject to exchange rate risk and is currently not freely convertible. conversion of rmb or provision of rmb services through banks in hong kong is subject to relevant rmb policies, other restriction and regulatory requirements in hong kong. no prior notice will be given for any changes which may be made from time to time. investment pro¬le analysis provided by the bank is intended to help the customers to understand their risk tolerance level and investment needs. the bank accepts no responsibility or liability as to the accuracy or completeness of the information or recommendation given. nothing in this investment pro¬le analysis or result shall constitute or be regarded as constituting a recommendation, o er or solicitation to buy or sell investment products.  to borrow or not to borrow? borrow only if you can repay! bank of communications (hong kong) limited (incorporated in hong kong with limited liability)

Promotion Period is from 1st April 2021 to 30th June 2021, both dates inclusive.

For Terms and Conditions, please click here.