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speedy online “daily preferential time deposit” preferential rates for both new and existing funds  preferential rates for both new and existing funds minimum deposit amounts are as low as hkd20,000, usd3,000 and cny10,000 an option of “time deposit – my choice” for hkd time deposit to enjoy interest on a monthly basis   online time deposit placement with ease customers can simply place the “daily preferential time deposit” via mobile banking / internet banking and view their transactions instantly.  the latest preferential rates internet banking activation demo  3 steps to enjoy preferential time deposit interest rate  step 1 >login to mobile banking / internet banking >select “time deposit” >click “set up time deposit” or “set up “time deposit – my choice””  step 2 >click “promotion code details” to check daily preferential rate >select “promotion code”or “booking reference number” >select currency, period and enter deposit amount, etc >select “deposit account” under the section of maturity instruction >confirm the relevant instruction and click “submit”  step 3 >verify details and click “confirm” to complete the transaction   use mobile to call *3328 customer services hotline: 223 95559   remarks: the interest rates are applicable to both new and existing funds. the actual interest rates shall be subject to the quotes of the bank at time deposit placement. promotion code validity: effective from 11am till 8pm of each business day from monday to friday; and effective from 9am till 4pm of each business day of saturday. in case of any dispute, the bank reserves the right of final decision. all offers and services are subject to their relevant terms and conditions, please contact the bank staff for details. risk disclosure: 1. foreign currency investments are subject to exchange rate fluctuations which may involve risks. the fluctuation in the exchange rate of foreign currency may make a gain or loss in the event that customer converts the foreign currency into hong kong dollar or other foreign currencies. 2. rmb is subject to exchange rate risk and is currently not freely convertible. conversion of rmb or provision of rmb services through banks in hong kong is subject to relevant rmb policies, other restriction and regulatory requirements in hong kong. no prior notice will be given for any changes which may be made from time to time. bank of communications (hong kong) limited (incorporated in hong kong with limited liability)