Your browser version is out dated.For optimal viewing, Please update the browser to the latest versions.(Update now)!
Current Location >> Personal Banking>> Insurance>> Motor Insurance


    Protection scope

    Coverage Type


    Comprehensive Coverage

    To protect you against loss of or damage to the insured vehicle resulting from collision, fire, theft, and other accidental losses as well as protects you under Third Party Risks Coverage.

    Third Party Risks Coverage

    To protect you and/ or your driver of the insured vehicle for their legal liabilities in respect of death of or bodily injury to any third party person; and/ or damage to property of any third parties arising out of an accident in connection with the insured vehicle.

    Insurance Authority Premium Levy

    Pursuant to the Insurance (Levy) Order and Insurance (Levy) Regulation, Insurance Companies will collect IA Premium Levy on insurance premiums from your insurance policies effecting from 1-Jan-2020 onwards. This is the legal obligation of policyholders to pay a levy when premium is paid. The levy will be collected by Insurance Companies and then remit to Insurance Authority as required by the law.

    Details of levy can be referred to table below. For further information, please visit Insurance Authority Official Web

    Policy Inception Date and/or Annual Anniversary Date Applicable Levy Rate Cap Per General Insurance Policy Per Policy Year (HK$)
    From 1 Apr 2019 till 31 March 2020
    (both dates inclusive)
    0.06% 3,000
    From 1 Apr 2020 till 31 March 2021
    (both dates inclusive)
    0.085% 4,250
    From 1 Apr 2021 onwards
    (date inclusive)
    0.10% 5,000

      Back to the top

    24 hours free emergency referral service

    • 24 hours towing service
    • 24 hours emergency roadside assistant service

      Back to the top


    Governing Law of Policy: Hong Kong Special Administrative Law

    For enquiries, please visit any of our outlets or call our customer service hotline.


    1. The above information is supplied by China BOCOM Insurance Co., Ltd. and is for reference only. Please refer to the full wording of the policy provisions published by China BOCOM Insurance Co., Ltd. for detailed terms & conditions and exclusions.
    2. The insurance plan is underwritten by China BOCOM Insurance Co., Ltd. which is authorized by the Insurance Authority to provide general insurance business. Bank of Communications (Hong Kong) Limited is an appointed insurance agent of China BOCOM Insurance Co., Ltd.


    Important Notice:
    The insurance plan is a product of China BOCOM Insurance Co., Ltd. but not Bank of Communications (Hong Kong) Limited (the “Bank”). In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly China BOCOM Insurance Co., Ltd. and the customer.

    Contact Us

    Customer Service Hotline: 223 95559

    Please visit any of our outlets