Your browser version is out dated.For optimal viewing, Please update the browser to the latest versions.(Update now)!
Current Location >> Corporate Banking>> Insurance>> Employees Protection>> Accident Insurance


Accidental insurance provides protection against any unforeseeable accident so that you are worry free at anytime and everywhere

Provide 24 hours accidental protection for you and your family.


Comprehensive Personal Accidental Insurance

Provide "Basic Coverage" and "Supreme coverage"

"Basic Coverage" includes:

  1. Whilst in Common Carrier or Private Car
  2. Other Accidents

"Supreme Coverage" includes

  1. Whilst in Common Carrier or Private Car
  2. Other Accidents
  3. Accidental Medical Expense
  4. Accidental Bone setting & Acupuncture Medical Expense
  5. Major Burn Injury
  6. Weekly Hospital Cash
  7. Compassionate Death Cash
  8. 24 Hours Worldwide Emergency Assistance Referral Services

 

Governing Law of Policy: Hong Kong Special Administrative Law

For enquiries, please visit any of our outlets or call our customer services hotline.

Note  :

  1. The above information is supplied by China BOCOM Insurance Co., Ltd. and is for reference only. Please refer to the full wording of the policy provisions published by China BOCOM Insurance Co., Ltd. for detailed terms & conditions and exclusions.
  2. The insurance plan is underwritten by China BOCOM Insurance Co., Ltd. which is authorized by the Insurance Authority to provide general insurance business. Bank of Communications (Hong Kong) Limited is an appointed insurance agent of China BOCOM Insurance Co., Ltd.

Insurance Authority Premium Levy

Pursuant to the Insurance (Levy) Order and Insurance (Levy) Regulation, Insurance Companies will collect IA Premium Levy on insurance premiums from your insurance policies effecting from 1-Jan-2020 onwards. This is the legal obligation of policyholders to pay a levy when premium is paid. The levy will be collected by Insurance Companies and then remit to Insurance Authority as required by the law.


Details of levy can be referred to table below. For further information, please visit Insurance Authority Official Web https://www.ia.org.hk/.

Policy Inception Date and/or Annual Anniversary Date Applicable Levy Rate Cap Per General Insurance Policy Per Policy Year (HK$)
From 1 Apr 2019 till 31 March 2020
(both dates inclusive)
0.06% 3,000
From 1 Apr 2020 till 31 March 2021
(both dates inclusive)
0.085% 4,250
From 1 Apr 2021 onwards
(date inclusive)
0.10% 5,000


Underwritten By

China BOCOM Insurance Co., Ltd.

Please visit the website of China BOCOM Insurance Co., Ltd. (www.cbic.hk) for more information about the China BOCOM Insurance Co., Ltd. or download the form which is applicable to this insurance plan.


Important Notice:
The insurance plan is a product of China BOCOM Insurance Co., Ltd. but not Bank of Communications (Hong Kong) Limited (the “Bank”). In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly China BOCOM Insurance Co., Ltd. and the customer.

Customer Service

Customer Service Hotline: 226 99388

Please visit any of our outlets