Your browser version is out dated.For optimal viewing, Please update the browser to the latest versions.(Update now)!
Current Location >> Cross Border Services>> Witness Service for Mainland Account Opening
Witness Service for Mainland Account Opening


With the acceleration of the Greater Bay Area's interconnectivity and development, the economic and life connections between Hong Kong and Mainland China are becoming increasingly tight. Hong Kong residents not only invest and develop in Mainland China but also actively integrate into the Greater Bay Area's lifestyle. Bank of Communications (Hong Kong) Limited ("BOCOM (HK)") Witness Service for Mainland Account Opening1 allows you to bid farewell to the cumbersome process. With just a few easy steps, you can open a Type II account at the Mainland branches of Bank of Communications Co., Ltd. in Hong Kong, without the need for a long journey. Everything is within your grasp.

Service Target:

Hong Kong customers holding a deposit account with BOCOM (HK)1

Account Opening Documents:
(1)Hong Kong Permanent Identity Card;
(2)Hong Kong and Macao Resident Travel Permit to Mainland China with a validity of at least 3 months;
(3)Address proof;
(4)A Mainland China mobile phone number that can receive SMS in Hong Kong#

Please bring the above documents and visit the designated branches of BOCOM (HK)3 to apply for account opening#.

Account Types:


Type II Account
Account balance limit None
Daily cumulative limit for fund transfers and deposits RMB 10,000
Daily cumulative limit for consumption, bill payment, transfers, and cash withdrawals RMB 10,000
(Daily ATM withdrawal limit is RMB 1,000)
Daily ATM withdrawal limit RMB 1,000
Annual cumulative limit Transfer In/Out RMB 200,000

Convenient cross-border payments, traveling through the Greater Bay Area, and easy payments make every trip simple and enjoyable. Coupled with the Greater Bay Area financial planning meticulously planned by BOCOM (HK), your wealth management becomes more diversified.

#The applicant needs to provide a Mainland Chinese mobile phone number registered under his/her name to receive the account activation SMS from the Mainland branches of Bank of Communications Co., Ltd.
 
Notes:
  1. The Witness Service for Mainland Account Opening by Bank of Communications (Hong Kong) Limited ("BOCOM (HK)") is only applicable to individual banking customers.
  2. The Mainland personal Type II bank settlement account service is provided by Bank of Communications Co., Ltd. Guangdong Branch and Shenzhen Branch ("The Mainland branches of Bank of Communications Co., Ltd."), and the account services of the Mainland branches of Bank of Communications Co., Ltd.are subject to the terms and conditions of the Mainland branches of Bank of Communications Co., Ltd..
  3. The designated branches of BOCOM (HK) include the Business Department, King's Road Branch, Wan chai Branch, Kowloon Branch, Hung hom Branch, Tsuen Wan Branch, and Sheung Shui Branch.
  4. The Mainland branches of Bank of Communications Co., Ltd. are not authorized institutions under the Hong Kong Banking Ordinance, nor are they regulated by the Hong Kong Monetary Authority. They cannot conduct any banking business or accept deposits in Hong Kong. The RMB deposits made by customers in the aforementioned accounts are not protected by the Hong Kong Deposit Protection Scheme.
  5. The Witness Service for Mainland Account Opening by BOCOM (HK) does not constitute an offer or invitation to enter into a deposit agreement with the Mainland branches of Bank of Communications Co., Ltd., and BOCOM (HK) does not participate in the application and recommendation of deposits under the accounts of the Mainland branches of Bank of Communications Co., Ltd..
  6. BOCOM (HK) is not involved in any decision-making related to the application for opening the aforementioned accounts. The application will only take effect after being accepted by the Mainland branches of Bank of Communications Co., Ltd.. If customers have any inquiry, opinion, claim, complaint, or dispute regarding the account services of the Mainland branches of Bank of Communications Co., Ltd., they must contact the Mainland branches of Bank of Communications Co., Ltd. directly.
  7. The Mainland mobile payment with electronic payment tools are third-party mobile payment electronic payment tools. The terms of use for mobile payment with electronic payment tools are subject to the relevant terms of the suppliers. BOCOM (HK) is not the supplier of the mobile payment with electronic payment tools. BOCOM (HK) does not make any guarantees regarding the aforementioned products and/or services, nor is it responsible for the consequences of using the aforementioned products and/or services. Customers who have any inquiry, opinion, claim, complaint, or disputesregarding the mobile payment electronic payment tools must contact the relevant suppliers directly. BOCOM (HK) assumes no liability whatsoever.
  8. The above products, services, and offers are subject to the relevant terms and conditions. For details, please inquire with the staff of BOCOM (HK).
  9. BOCOM (HK) reserves the right to revise, suspend, or cancel the above products, services, and offers, as well as to revise the relevant terms and conditions at any time.
  10. In case of any disputes, BOCOM (HK) reserves the final decision-making authority.

Contact Us

Customer Service Hotline: 223 95559 Customer Service Hotline: 223 95559

Please visit any of our outlets Please visit any of our outlets