Bank of Communications (Hong Kong) Limited

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risk disclosure: investors should note that all investment involves risks. prices of investment products may go up as well as down and may even become valueless. the prices of securities fluctuate, sometimes dramatically. it is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. the above information has not been reviewed by any regulatory authority in hong kong. the above information is for reference only and is neither a recommendation, an offer, nor a solicitation for any investment product or service. investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the risk disclosure statement of the relevant investment products. before entering into any transaction, you are advised to discuss with your own investment advisor or other appropriate professional to understand the possible risks and benefits of the transaction. you should also take reasonable steps to assess the risks and appropriateness of the transaction in the light of your own risk, objectives and circumstances. to borrow or not to borrow? borrow only if you can repay! bank of communications (hong kong) limited (incorporated in hong kong with limited liability)