Your browser version is out dated.For optimal viewing, Please update the browser to the latest versions.(Update now)!
Current Location >> Corporate Banking>> Treasury>> Structured Investments Deposits

Structured Investment Deposits let you to earn a potentially higher return

Offer 2 types of structures investments deposits to enhance your return potential.


Interest Rate-linked Deposit

  • Pay a higher interest rate than normal time deposit if interest rates move in line with your view
  • 100% of your principal will be paid upon maturity or call, whichever is earlier
  • An alternative form of deposit with a minimum investment of only HKD500,000
  • Returns are linked to the performance of interest rates
  • Various tenors ranging from 1 to 10 years to choose from to meet your specific investment needs

Currency-linked Deposit

  • Pay a higher return than normal time deposit if the chosen exchange rates move in line with your view
  • Principal is guaranteed at maturity
  • Early redemption is not allowed
  • Major currencies to choose from
  • An alternative form of deposit with a minimum investment as low as HKD500,000
  • Returns are linked to the performance of chosen currencies
  • Various tenors range from 1 month to 5 years


Structured Investment Deposit is NOT equivalent to time deposit and is NOT protected deposit under the Deposit Protection Scheme in Hong Kong.


Risk Disclosure Statement

The above information is provided for reference only. The information may not contain all material terms, in and of itself should not form the basis for any investment decision. Potential investors must seek their own independent advice in relation to any legal, tax, accounting or regulatory issues relating to the matters discussed herein, By accepting receipt of this information the reader will be deemed to represent that they posses, either individually or through their advisor, sufficient investment expertise to understand the risks involved in any purchase or sale of any investment products, referenced herein, and investor has made its own independent judgment. The value, price or income from investments may fall as well as rise. This presentation is confidential and is submitted to selected recipients only. It may not be reproduced in whole or in part to any other person.

Customer Service

Customer Service Hotline: 226 99388

Please visit any of our outlets