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Current Location >> Corporate Banking>> Insurance>> Construction Protection>> Contractors All Risks Insurance

Contractors All Risks Insurance lets the constructor and contractor handle all construction projects without worry

Provide protection against accidental damage in the construction work or materials.


Accident may happen in construction site at anytime. In order to protect the construction work or materials against accidental damage, or even your legal liability for compensation in respect of accidental bodily injury or damage to third party property, ContractorsAll Risks Insurance will provide protection against these kinds of risks and give you a peace of mind for not having to sustain serious financial losses in the event of accident.


Governing Law of Policy: Hong Kong Special Administrative Law

For enquiries, please visit any of our outlets or call our customer services hotline.


  1. The above information is supplied by China BOCOM Insurance Co., Ltd. and is for reference only. Please refer to the full wording of the policy provisions published by China BOCOM Insurance Co., Ltd. for detailed terms & conditions and exclusions.
  2. The insurance plan is underwritten by China BOCOM Insurance Co., Ltd. which is authorized by the Insurance Authority to provide general insurance business. Bank of Communications (Hong Kong) Limited is an appointed insurance agent of China BOCOM Insurance Co., Ltd. 

Insurance Authority Premium Levy

Pursuant to the Insurance (Levy) Order and Insurance (Levy) Regulation, Insurance Companies will collect IA Premium Levy on insurance premiums from your insurance policies effecting from 1-Jan-2020 onwards. This is the legal obligation of policyholders to pay a levy when premium is paid. The levy will be collected by Insurance Companies and then remit to Insurance Authority as required by the law.

Details of levy can be referred to table below. For further information, please visit Insurance Authority Official Web

Policy Inception Date and/or Annual Anniversary Date Applicable Levy Rate Cap Per General Insurance Policy Per Policy Year (HK$)
From 1 Apr 2019 till 31 March 2020
(both dates inclusive)
0.06% 3,000
From 1 Apr 2020 till 31 March 2021
(both dates inclusive)
0.085% 4,250
From 1 Apr 2021 onwards
(date inclusive)
0.10% 5,000

Underwritten By

China BOCOM Insurance Co., Ltd.

Please visit the website of China BOCOM Insurance Co., Ltd. ( for more information about the China BOCOM Insurance Co., Ltd. or download the form which is applicable to this insurance plan.


Important Notice:
The insurance plan is a product of China BOCOM Insurance Co., Ltd. but not Bank of Communications (Hong Kong) Limited (the “Bank”). In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly China BOCOM Insurance Co., Ltd. and the customer.

Customer Service

Customer Service Hotline: 226 99388

Please visit any of our outlets