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Current Location >> Personal Banking>> Loans>> DreamCash Personal Loan

DreamCash Personal Loan 

Higher Personal Liquidity Better goal achievement

Interest charge only starts on the designated loan drawdown date, enabling you to master your repayment more easily i

Loan Features

  • Loan Amount up to HK$2,000,000 or 12 times of monthly salary (whichever is lower)ii
  • Flexible repayment tenor up to 60 months
  • APR as low as 2.06% iii
  • Instant cash deposit to your designated bank account after approval, you can make efficient cash arrangement and have better financial planning

Promotion Offers

Customers successfully apply DreamCash Personal Loan during the promotion period1 and drawdown on or before 30 September 2022 can get the fabulous offers below:

Enjoy up to HK$4,700 Credit Rebate for loan drawdown*
*Up to HK$4,700 Credit Card Credit Rebate is only applicable for customers who entitled for Reward 1, Reward 2 and Reward 3 mentioned as below. Terms and Conditions apply.

Reward 1 - Up to HK$1,500 Credit Card Credit Rebate 2 for DreamCash Personal Loan drawdown
Reward 2 - Up to HK$3,000 Credit Card Credit Rebate 3 for Online Application
Reward 3 - Extra HK$200 Credit Card Credit Rebate 4 by using the account in the Bank for disbursement and repayment
Reward 4 - Professional, Civil-servants, Full-time Teachers, BComBEST Private Services Customers and BComBEST Services Customers (Selected Customers5) can enjoy preferential interest rate6


Remarks of interest rate table and Terms and Conditions for Promotion Offers

-Apply Now-

current internet banking customer apply now other customer apply now

Click Here to Download Application Form

application hotline: 25312323  



To Borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge

Required application documents


Contact Us

Customer Service Hotline: 223 95559

Please visit any of our outlets