DreamCash Personal Loan 

Interest charge only starts on the designated loan drawdown date, enabling you to master your repayment more easily ⁱ

Loan Features

• Loan Amount up to HK$2,000,000 or 12 times of monthly salary (whichever is lower)ⁱⁱ
• Flexible repayment tenor up to 60 months
• APR as low as 2.97% ⁱⁱⁱ
• Instant cash deposit to your designated bank account after approval, you can make efficient cash arrangement and have better financial planning
  

Promotion Offers

Customers successfully apply DreamCash Personal Loan during the promotion period¹ and drawdown on or before 31 January 2020 can get the fabulous offers below:

Apply online to enjoy up to HK$4,500 Credit Rebate for loan drawdown*
*Up to HK$4,500 Credit Card Credit Rebate is only applicable for customers who entitled for Offer 1, Offer 2 and Offer 3 mentioned as below. Terms and Conditions apply.

Offer 1 - Up to HK$1,500 Credit Card Credit Rebate ² for DreamCash Personal Loan drawdown
Offer 2 - Extra HK$2,800 Credit Card Credit Rebate for online application³
Offer 3 - Extra HK$200 Credit Card Credit Rebate by using the account in Bank of Communications for disbursement and repayment⁴
Offer 4 - Professional, Civil-servants, Full-time Teachers, Mortgage Customers and BComBEST Customers (Selected Customers5) can enjoy preferential interest rate⁶

Remarks of interest rate table and Terms and Conditions for Promotion Offers

Click Here to Download Application Form

To Borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge

Required application documents