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Current Location >> Personal Banking>> Banking Services>> Deposits>> Savings Deposit

Savings Deposit services help you "manage your wealth with flexibility and comprehensiveness"


Our innovative integrated financial management concept brings you convenience and flexibility in banking services. With our multi-currency passbook /statement savings account, you can manage deposits in Hong Kong Dollars, Renminbi and other different foreign currencies. Checking transaction details and balances has never been this easy.


  • The choice to use either your passbook or account card to make deposits and withdrawals gives you all the flexibility and convenience you need.
  • The higher your balance, the more preferential interest rate you will enjoy.
  • Interest is calculated daily and credited to your account every month to give you higher yields on your savings.
  • Enjoy ATM services whether you are in Hong Kong, China or overseas.
  • With our Phone Banking and Internet Banking, you can manage your personal finance and excel, anytime, anywhere.


Friendly Reminder: Definitions of Dormant Accounts

  • Any account with no transaction record for 2 consecutive years.
  • Please refer to HKAB's publication "Understanding Dormant Accounts" at the HKAB website.

Account Opening Appointment


eSavings Deposit Account


Enjoy a range of fabulous offers with no account balance limit

  • No minimum balance requirement and waiver of monthly Account Service Fee
  • Waiver of annual fee of ATM Card
  • Online Banking Services - 24-hour access to our Internet Banking from anywhere
  • e-Consolidated Statement Service - Care the earth for a greener life


Terms & Conditions:

  1. "The Bank" refers to Bank of Communications (Hong Kong) Limited.
  2. "eSavings Deposit Account" means the multi-currency savings account provided by the Bank with the following prescribed services: i) Internet Banking service; ii) e-Consolidated Statement Service; and iii) ATM Services.
  3. The Bank shall impose Counter Service Fee as specified in the "Charges of Retail Banking Services" published by the Bank from time to time for each of the following transactions conducted over the Bank's branches counters: i) Cash withdrawal from Account; ii) Transfer through Account; iii) CHATS Outward through Account; and iv) Account balance enquiry. The use of the services relating to "eSavings Deposit Account" is bound by the Bank's "General Terms and Conditions for Banking Services" and/or "Terms and Conditions for General Investment Services". Contact our staff for full details of the "eSavings Deposit Account".


e-Cheque Drop Box

  • For presenting / depositing e-Cheque via HKICL's e-Cheque Drop Box, click here. (You will enter a third party website by clicking this link and the Bank's privacy policy ceases to apply. This link is provided for your convenience only and shall not be regarded as an endorsement or verification of such linked website or its contents by the Bank. The Bank has no liability nor responsibility for your visit and use of any contents or services provided by the third party website via this link.)

Contact Us

Customer Service Hotline: 223 95559

Please visit any of our outlets