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Current Location >> Personal Banking>> Credit Card>> Spending Offers & Purchase Instalment>> “Flexi” Purchase Instalment Plan

For Key Facts Statement (KFS) for Instalment Loan of “Flexi” Purchase Instalment Plan, please click here.

Would you like to enjoy a hassle-free shopping experience even after receiving your credit card statement? Simply apply Bank of Communications Credit Card “Flexi” Purchase Instalment Plan to settle the bill by instalment.

• Cardholders can apply for this instalment plan with any local/overseas retail transaction of HK$1,000 or above and it is applicable to various transactions
• Interest Free^ with one-off handling fee as low as 2.5%
• Up to 24-month repayment period

^If full payment of the outstanding current balance as stated in credit card statement is received by the Bank on or before the due date, no interest shall be payable by cardholder. Otherwise interests, finance charge and other fees, if applicable, shall be charged pursuant to the cardholder agreement.

Application Methods:
Please apply at least 5 working days preceding the payment due date1 via the following channels:
1. Application Hotline 2531 2322
2. Complete the Application Form
- Mail to 18/F, Bank of Communications Tower, 231-235 Gloucester Road, Wan Chai, HK or
- Submit to any outlets in person or
- Fax2 2591 9968

1. Based on the date when the Bank receives the application
2. If you already submitted the application via Fax, please do not Mail the application to us in order to avoid duplication

“Flexi” Purchase Instalment Plan is subject to terms and conditions, please click here for plan details and terms and conditions. For the Frequently Asked Questions of handling fee and principal in each monthly repayment, please click here.

To borrow or not to borrow? Borrow only if you can repay!

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Customer Service Hotline: 223 95559

Please visit any of our outlets