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Settle HKD Account

By Direct Debit Authorization Transfer

You may complete and return the Bank of Communications Credit Card Direct Debit Authorization Form to apply for automatic settlement of your credit card HKD Account bill every month on the payment due date by direct debiting and transferring funds from your pre-designated bank HKD savings or current account in Hong Kong. You may choose to settle the full amount of the statement balance or the minimum payment. The Bank will automatically debit from your pre-designated bank HKD savings or current account in Hong Kong to transfer funds for making your credit card HKD Account payment on the Payment Due Date.

 


By Fund Transfer at JETCO Automated Teller Machines (ATMs)

Make your credit card HKD Account payment by transferring funds from your bank account opened with any JETCO member banks at any JETCO ATMs with JET Payment logo installed in Hong Kong. Transfer made before 7:30 pm from Monday to Friday (except Saturday, Sunday and public holidays) will be processed within the same day.

 


Payment-by-Phone Service (PPS)

You may open a PPS account at any PPS terminal and register your Bank of Communications Credit Card HKD Account.   By using the 24-hour PPS through calling 18033 (Cantonese)/ 18031 (English) or visiting the PPS website at www.ppshk.com to transfer funds from your pre-designated HKD bank account to make your credit card payment. Transfer made before 7:00 pm from Monday to Friday (except Saturday, Sunday and public holidays) will be processed within the same day. For further information on this service, please call 900 00 222 328 (Cantonese) or 900 00 222 329 (English). The PPS merchant code of the Bank is 9423.

 


By Fund Transfer via the Bank's Internet or Phone Banking Services

You may settle your credit card payment by transferring funds from your HKD savings or current account opened with the Bank via the Bank's Internet Banking Service (website: www.hk.bankcomm.com) or Phone Banking Service (Tel. no.: 2929 6888). Transfer made before 8:00 pm from Monday to Friday or before 4:00pm on Saturday (except Sunday and public holidays) will be processed within the same day.

 


By Cash or Cheque at the outlets of the Bank
You may make your payment by HKD cash or by HKD cheque (made payable to "Bank of Communications (Hong Kong) Limited") over the counter at the outlets of the Bank on or before the Payment Due Date. Cheque payment cut-off time is 5:00 pm from Monday to Friday (except Saturday, Sunday and public holidays). If the cheque payment is made before the cut-off time, it will be processed within the same day.


e-Cheque Drop Box

For presenting / depositing e-Cheque via HKICL's e-Cheque Drop Box,click here.

(This link brings you to a third party website from the Bank's website. The Bank assumes no liability or control for your use of these links.)

 


By Mail

Payments by HKD cheque can be made by post to GPO Box 12129 at least 5 working days before the Payment Due Date. Cheques should be crossed and made payable to "Bank of Communications (Hong Kong) Limited". Please write down your credit card HKD account number on the reverse side of the cheque. Please DO NOT send cash or post-dated cheques. They will not be accepted or processed.


Remarks:

All payments for settling the debit balance in your credit card account shall be made in Hong Kong dollars subject to the discretion of the Bank to accept payment in other currencies. Should the Bank accept payment rendered in currencies other than Hong Kong dollars, such payment may be credited into the credit card account after conversion into Hong Kong dollars at a rate determined by the Bank (which may be subject to the payment of a conversion charge as set out in the Fees Schedule).

The residue after settling the HKD Account payment could not be used to settle your credit card CNY Account bill (applicable for CUP Dual Currency Credit Card).

 

Settle CNY Account (Applicable for CUP Dual Currency Credit Card only)

By Direct Debit Authorization Transfer

You may complete and return the Bank of Communications Credit Card Direct Debit Authorization Form to apply for automatic settlement of your credit card CNY Account bill every month on the payment due date by direct debiting and transferring funds from your pre-designated bank CNY savings or current account in Hong Kong. You may choose to settle the full amount of the statement balance or the minimum payment. The Bank will automatically debit from your pre-designated bank CNY savings or current account in Hong Kong to transfer funds for making your credit card CNY Account payment on the Payment Due Date.

By Fund Transfer via the Bank's Internet or Phone Banking ServicesYou may settle your credit card CNY Account payment by transferring funds from your CNY savings or current account opened with the Bank via the Bank's Internet Banking Service (website: www.hk.bankcomm.com) or Phone Banking Service (Tel. no.: 2929 6888). Transfer made before 8:00 pm from Monday to Friday or before 4:00pm on Saturday (except Sunday and public holidays) will be processed within the same day.

 

By Cash or Cheque at the Outlets of the Bank

You may make your payment by CNY cash or CNY cheque (made payable to "Bank of Communications (Hong Kong) Limited")over the counter at the outlets of the Bank on or before the Payment Due Date. Cheque payment cut-off time is 5:00 pm from Monday to Friday (except Saturday, Sunday and public holidays). If the cheque payment is made before the cut-off time, it will be processed within the same day.

 

e-Cheque Drop Box

For presenting / depositing e-Cheque via HKICL's e-Cheque Drop Box, click here.
(This link brings you to a third party website from the Bank's website. The Bank assumes no liability or control for your use of these links. )

 

By Mail

Payments by HKD cheque can be made by post to GPO Box 12129 at least 5 working days before the Payment Due Date. Cheques should be crossed and made payable to "Bank of Communications (Hong Kong) Limited". Please write down your credit card HKD account number on the reverse side of the cheque. Please DO NOT send cash or post-dated cheques. They will not be accepted or processed.


Remarks:

All payments for settling the debit balance in your credit card account shall be made in Hong Kong dollars subject to the discretion of the Bank to accept payment in other currencies. Should the Bank accept payment rendered in currencies other than Hong Kong dollars, such payment may be credited into the credit card account after conversion into Hong Kong dollars at a rate determined by the Bank (which may be subject to the payment of a conversion charge as set out in the Fees Schedule).

The residue after settling the HKD Account payment could not be used to settle your credit card CNY Account bill (applicable for CUP Dual Currency Credit Card).



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