Your browser version is out dated.For optimal viewing, Please update the browser to the latest versions.(Update now)!
Current Location >> Personal Banking>> Insurance>> Motor Insurance

Motor insurance lets you enjoy driving everywhere

CBI Motor Insurance

If you are unfortunately involved in a motor accident, it may cause serious damage to your vehicle. Besides, you may be involved in legal liability for third party bodily injury and property damage arising out of a traffic accident. Bank of Communications introduces you “CBI Motor Insurance” which will take care all these hassles and give you a peace of mind so that you can enjoy driving within Hong Kong. It provides you with the Third Party Liability insurance and also the Comprehensive Insurance that takes care of your different needs in an all-round way.


  • Up to 60% No Claim Discount according to your past insurance claims record.
  • Waived the excess for the windscreen
    If the windscreen of your vehicle is damaged and the claim amount does not exceed HK$ 5,000, no excess will be applied and your NCD will not be affected.

Additional Benefit: Hong Kong-Zhuhai-Macao Bridge Hong Kong cross-border vehicle insurance ("HZMB " plan)

Product Introduction

With the official opening of the Hong Kong-Zhuhai-Macao Bridge, Hong Kong citizens are driving more and more frequently to the north for business and travel. As the statutory requirements for motor insurance in Mainland China, Hong Kong and Macau are different, drivers must hold valid motor insurance in the relevant regions before they can drive on the bridge and locally. China BOCOM Insurance Co., Ltd. together with its partners in Mainland China, will arrange for you the required motor insurance in Guangdong and Hong Kong at one time, so that you can enjoy your self-driving travel in Guangdong with peace of mind, without worrying about the trouble of compensation.

Insured Vehicle Requirements

  • Motor vehicles from Hong Kong that enter Guangdong Province of the People's Republic of China via the Hong Kong-Zhuhai-Macao Bridge into must be registered in Hong Kong and obtain a valid driving license. The owner of the vehicle must be a Hong Kong resident with a valid Hong Kong Resident Identity Card and Home Return Permit.
  • The insured vehicle must be a non-commercial small passenger car (8 seats (including the driver) or less), which can only be used for private social, family or recreational purposes, or for purposes involving the business or occupation of the insured. The insured vehicle cannot be used for passenger-carrying business.

Underwritten By

China BOCOM Insurance Co., Ltd.

Please visit the website of China BOCOM Insurance Co., Ltd. ( for more information about the China BOCOM Insurance Co., Ltd. or download the form which is applicable to this insurance plan.


Important Notice:
Bank of Communications (Hong Kong) Limited (the “Bank”) distributes the product for China BOCOM Insurance Co., Ltd. The insurance plan is a product of China BOCOM Insurance Co., Ltd. but not the Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer.

Contact Us

Customer Service Hotline: 223 95559

Please visit any of our outlets