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Current Location >> Personal Banking>> Loans>> Greater Bay Area Property Owner Personal Loan

DreamCash Greater Bay Area Property Owner Personal Loan *^ 

Promotion Period: From 27 May 2024 to 31 December 2024

Special Features

  • Annualized Percentage Rate ("APR") as low as 5.31%#
  • Loan amount up to HKD2,000,000 or 12 times of monthly salary(whichever is lower)
  • Repayment tenor of 12, 24, 36, 48 and 60 months are available

Promotion Offers

During the Promotion Period, Selected Customers who successfully apply for DreamCash Greater Bay Area Property Owner Personal Loan, and drawdown the loan on or before 31 January 2025 using the account in the Bank for disbursement and repayment, can enjoy up to HKD1,500 Spending Reward.

For details of the Spending Reward, please refer to the Terms and Conditions of DreamCash Greater Bay Area Property Owner Personal Loan Promotion.


Interest Rate Table - Bank of Communications DreamCash Greater Bay Area Property Owner Personal Loani,ii,iii,iv,v

Remarks of interest rate table and Terms and Conditions for Promotion Offers

Credit Reference Matters: 1.The Bank subscribes "TransUnion" credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with "Multiple Credit Reference Agencies". Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by "Multiple Credit Reference Agencies". 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.

-Apply Now-

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Click Here to Download Application Form

application hotline: 25312323  



To Borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge


Contact Us

Customer Service Hotline: 223 95559

Please visit any of our outlets