DreamCash Greater Bay Area Property Owner Personal Loan *^
Promotion Period: From 27 May 2024 to 31 December 2024
Special Features
- Annualized Percentage Rate ("APR") as low as 5.31%#
- Loan amount up to HKD2,000,000 or 12 times of monthly salary(whichever is lower)※
- Repayment tenor of 12, 24, 36, 48 and 60 months are available
Promotion Offers
During the Promotion Period, Selected Customers who successfully apply for DreamCash Greater Bay Area Property Owner Personal Loan, and drawdown the loan on or before 31 January 2025 using the account in the Bank for disbursement and repayment, can enjoy up to HKD1,500 Spending Reward.
For details of the Spending Reward, please refer to the Terms and Conditions of DreamCash Greater Bay Area Property Owner Personal Loan Promotion.
Interest Rate Table - Bank of Communications DreamCash Greater Bay Area Property Owner Personal Loani,ii,iii,iv,v
Remarks of interest rate table and Terms and Conditions for Promotion Offers
Credit Reference Matters: 1.The Bank subscribes "TransUnion" credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with "Multiple Credit Reference Agencies". Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by "Multiple Credit Reference Agencies". 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.
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To Borrow or not to borrow? Borrow only if you can repay!
Key Facts Statement (KFS) for Instalment Loan
The Apportionment of Principal and Interest and Early Repayment Charge