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DreamCash Greater Bay Area Property Owner Personal Loan *^
Promotion Period: From 1 January 2026 to 30 June 2026 (both days inclusive)
Special Features
- APR as low as 1.99%#
- Loan Amount up to HKD2,000,000 or 12 times of monthly salary(whichever is lower)※
- Flexible repayment tenor up to 60 months
- 7-day cooling-off periodΩ
Promotion Offers
During Promotion Period, customer who successfully apply via the Bank’s website, and drawdown designated amount of DreamCash Personal Loan on or before 31 July 2026, using the account in the Bank for disbursement and repayment, can enjoy up to HKD3,000 Cash Rebate. For details, please refer to the Terms and Conditions for Promotion Offers.
Interest Rate Table - Bank of Communications DreamCash Greater Bay Area Property Owner Personal Loan:
Remarks of interest rate table and Terms and Conditions for Promotion Offers
Credit Reference Matters: 1.The Bank subscribes "TransUnion" credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with "Multiple Credit Reference Agencies". Selected Credit Reference Agencies (Include TransUnion and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by "Multiple Credit Reference Agencies". 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.
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To Borrow or not to borrow? Borrow only if you can repay!
Key Facts Statement (KFS) for Instalment Loan
The Apportionment of Principal and Interest and Early Repayment Charge
Customer Service Hotline: 223 95559
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