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Current Location >> Personal Banking>> Credit Card>> Credit Cards Introduction>> Welcome Offer>> Go-Goal Platinum Card

go-goal card. eligible spending transactions can enjoy up to 6% spending rebate. applicable to university and tertiary students only

Go-Goal Platinum Card provides special offer for you to fulfil your needs! You can enjoy rewards by paying tuition fees, conducting "Eat, Drink and Be Merry" transaction and travel transaction.

perpetual annual fee waiver
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welcome gift+

20 Inch Foldable Suitcase

HKD 300
Spending Rebate

+For details, please refer to relevant Terms and Conditions for Welcome Gift Redemption.

more flexible to pay your tuition fee

How to pay your tuition fee by Go-Goal Platinum Card in a flexible way?
Pay your tuition fees by Go-Goal Platinum Card to enjoy Bonus Points! You can also enjoy 55-day interest-free instalment loan repayment and up to 24-month repayment by paying one-off handling fee. Your financial planning and tuition fee payment will be more flexible!

HK$ 1 =
1 Bonus Point

Eligible for 55-day interest-free instalment loan repayment

Any tuition fee payment with the card is eligible for up to 50,000 Bonus Points*

Enjoy up to 24-month repayment by paying one-off handling fee

*The above benefits are only applicable to customer who settled tuition fees payment of City University of Hong Kong, Hong Kong Baptist University, Lingnan University, The Chinese University of Hong Kong, The Education University of Hong Kong, The Hong Kong Polytechnic University, The Hong Kong University of Science and Technology or The University of Hong Kong during the promotion period. For details, please refer to “Terms and Conditions for Go-Goal Platinum Card Tuition Fees Payment Rewards”.

spending strategy


Up to 6% Spending Rebate

5.6% Extra Rebate
(Enjoy the above rebate for the first HK$2,000 spending in each month)

0.4% Basic Rebate without Upper Limit
Enjoy up to 6% Spending Rebate^ for all Eligible Spending Transactions#



#“Eligible Spending Transactions”includes the transaction of (1) Local retail transaction, (2) Foreign currency retail transaction (non HK$), (3) Online retail transaction (4) Octopus AAVS transaction, and (5) Cash advance in Eligible Credit Card during the promotion period.
^Up to 6% Spending Rebate Program includes the basic rebate of 0.4% bonus points rebate without upper limit(“Basic Rebate”)(Customer can earn 1 bonus point for every HK$1 spending, and 250 bonus points can be converted to HK$1 which is equivalent to 0.4% spending rebate) and an 5.6% spending rebate in the Promotion (“Extra Rebate”). The rebate accrual will be calculated the first 12 calendar months from the card issuance month. For the first HK$2,000 eligible spending in each calendar month, Eligible Credit Card shall be entitled to 5.6% Extra Rebate.




Spending Example Basic Rebate Extra Rebate Total
Example 1:
Spend HK$3,000 by Go-Goal Platinum Card on Online Shopping within a calendar month.
HK$3,000 x 0.4% =
HK$12
HK$2,000 x 5.6% =
HK$112
Total Spending Rebate
=HK$124
Example 2:
Spend HK$1,000 by Go-Goal Platinum Card on Online Shopping; and spend HK$500 in supermarket within a calendar month.
HK$1,500 x 0.4% =
HK$6
HK$1,500 x 5.6% =
HK$84
Total Spending Rebate
HK$90

spend smart

You can spend smart with a preferential low interest rate for your transaction in the first 5 years.

The interest rate for transactions and cash advances are 18% and 22% respectively in the first 5 years. The APR for the above preferential low interest rate for the transactions and cash advances are 19.56% and 26.82% respectively. From the 6th year, the interest rate for transactions and cash advances are 30% (APR is 34.49%) and 28.8% (APR is 34.89%).

Remarks: The Bank reserves the right to amend or vary all the above rate(s).The APR is calculated according to the guideline set out in the Code of Banking Practice and rounded up/down to the nearest two decimal places. APR is a reference rate, which includes all applicable loan interest rates, fees and charges, expressed as an annualised rate.

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  Terms and Conditions for Welcome Gift Redemption

  Terms and Conditions for Tuition Fees Payment Rewards

  Terms and Conditions for Up to 6% Spending Rebate Program

To borrow or not to borrow? Borrow only if you can repay!

Customers Services Hotline : (852) 223 95559