We do our best to support you to enjoy "life of joy" in Greater Bay Area by Greater Bay Area CUP Dual Currency Diamond Card (the "Card"). The Card with the localized card visual is easy and convenient for your spending wherever you are!
Customers who have successfully applied for VISA Platinum Card and Greater Bay Area CUP Dual Currency Diamond Card and fulfill the spending requirement will be entitled to HK$700 welcome gift as follows.


VISA Platinum Card
HK$350 Spending Rebate



Greater Bay Area CUP Dual
Currency Diamond Card
10% Spending Rebate
of Mobile Transaction
(Cap at HK$350 Spending Rebate)
Remarks: Above welcome gift“10% Spending Rebate of Mobile Transaction”(Cap at HK$350 Spending Rebate) is only applicable to new customer successfully applied for VISA Platinum Card and Greater Bay Area CUP Dual Currency Diamond Card at the same time and fulfill the spending requirement within the first 3 months of new card issuance. For details, please refer to“Terms and Conditions for Welcome Gift Redemption”. |


Customers use Greater Bay Area CUP Dual Currency Diamond Card through Apple Pay, WeChat Pay HK, UnionPay App or UnionPay QR Code Payment (“Mobile Spending”) can enjoy 10% spending rebate within the first 3 months of new card issuance.
Card Type | Welcome Gift | Spending Rebate Amount |
---|---|---|
Dual Card Application Greater Bay Area CUP Dual Currency Diamond Card and VISA Platinum Card |
10% Spending Rebate of Mobile Spending |
HK$350 Spending Rebate (Cap at HK$350) |
Single Card Application Greater Bay Area CUP Dual Currency Diamond Card |
HK$200 Spending Rebate (Cap at HK$200) |
Mobile Spending Transaction in First 3 Months of New Card Issuance | Total Amount of Retail Spending | Spending Rebate Amount |
---|---|---|
![]() Spend HK$2,700 through Apple Pay on Online Shopping; and spend HK$800 through UnionPay App in supermarket |
HK$3,500 x10% | HK$350 |
![]() Spend HK$520 through BOCOM (HK) QR Code Payment in convenience store; and spend HK$280 through BOCOM (HK) QR Code Payment in Café |
HK$800 x10% | HK$80 |
Remarks: Above welcome gift“10% Spending Rebate of Mobile Spending”(Cap at HK$350 Spending Rebate) is only applicable to new customer successfully applied for VISA Platinum Card and Greater Bay Area CUP Dual Currency Diamond Card at the same time and fulfill the spending requirement within the first 3 months of new card issuance. For details, please refer to“Terms and Conditions for Welcome Gift Redemption”. |
Customers with monthly transaction amounts reaching HKD/RMB100 for designated Cross-border, the Mainland and Macau transportation1 (including Hong Kong-Zhuhai-Macao Bridge Shuttle Bus, Guangzhou-Shenzhen China Railway Highspeed Rail, Guangzhou, Shenzhen, Foshan Metro, etc.) with Bank of Communications CUP Dual Currency Credit Card are entitled 25% Spending Rebate of the transportation transaction amount in excess of HKD/RMB100, subject to a maximum of HKD50 Spending Rebate per month2.
Act now without registration, enjoy hassle-free journey around the Greater Bay Area!
Designated Transportation Transaction Amount in Current Month | Transportation Transaction Amount in Excess of HKD/RMB400 | Spending Rebate | |
---|---|---|---|
1 | RMB300 | RMB300 – RMB100 = RMB200 | HKD50 (=200 x 25%) |
2 | HKD200 | HKD200 - HKD100 = HKD100 | HKD25 (=100 x 25%) |
Remarks: | |
1 | The above payment methods of transportation are provided by UnionPay and related transportation services providers and will be updated from time to time. Please visit UnionPay and related transportation services website for details. |
2 | Promotion period is from now until 29 February 2024, both dates inclusive. For details of The Greater Bay Area Transportation Fee Spending Rebate, please refer to the Terms and Conditions of The Greater Bay Area Transportation Fee Spending Rebate. |


An innovative e-coupon platform "Coupon Station", brings you a series of food and beverage offers" covering Guangzhou, Shenzhen, Zhongshan, Zhuhai, etc. We offer you a diverse range of over 10,000 restaurants from more than thousands brands. Register with your Hong Kong mobile phone number and pay by UnionPay Dual Currency Credit Card, to start purchasing any e-coupon and enjoy the offers with a click!
Remarks: | |
3 | Please refer to bank’s website for details, terms and conditions. |
4 | The privileges are required to pay by physical credit card, please refer to our website for details. |


Within the promotion period, Cardholders can enjoy an extra 5% spending rebate for eligible spending with Apple Pay. Cardholder can earn up to HKD1,200 spending rebate in the entire promotion. For promotion details, please clickHERE
Remarks: |
Apple Pay service is only applicable to Bank of Communications UnionPay credit card, excluding Bank of Communications VISA credit card. |
![]() |
2X Spending Bonus Points for Overseas Spending |
▶ Terms and Conditions for Welcome Gift Redemption
▶ Terms and Conditions of the Greater Bay Area Transportation Fee Spending Rebate
To borrow or not to borrow? Borrow only if you can repay!
Customers Services Hotline : 223 95559