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Current Location >> Personal Banking>> Loans>> DreamCash Tax Loan

DreamCash Tax Loan

Exclusively enjoy a preferential APR with ease in tax season

Due to the overwhelming response, the promotion of DreamCash Tax Loan is now closed. Thank you for your support!

The promotion period is from 8 November 2023 to 31 March 2024, both days inclusive ("Promotion Period").

Promotional Offers

  • A preferential APR as low as of 1.78%3
  • Loan amount up to HK$4,000,000 or 12 times of monthly salary (whichever is lower)ii

Selected Customers enjoy Exclusive Offer^

Selected Customers enjoy Exclusive Offer by using the account in the Bank for disbursement and repayment as below^:

Interest rate table for Selected customers

 Interest rate table for General customers


Terms and conditions apply.

Remarks of interest rate Table and Terms and Conditions for DreamCash Tax Loan & Promotional Offers

Credit Reference Matters: 1.The Bank subscribes “TransUnion” credit reference services. Enquiry please contact “TransUnion” at (852)2577 1816. 2.The Bank will share the relevant consumer credit data of customer with “Multiple Credit Reference Agencies”. Selected Credit Reference Agencies (Include TransUnion, Nova Credit Limited and PingAn One Connect Credit Reference Services Agency(HK)) would share the information held by “Multiple Credit Reference Agencies ”. 3.Customer is entitled to request for a Credit Report from each selected Credit Reference Agency without charge every 12 months respective to each Selected Credit Reference Agency.

To borrow or not to borrow? Borrow only if you can repay!

DreamCash Personal Loan Terms & Conditions and the Bank's "Notice to Customers relating to the Personal Data (Privacy) Ordinance”

Key Facts Statement (KFS) for Instalment Loan

The Apportionment of Principal and Interest and Early Repayment Charge 

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